A serious injury, illness, or medical impairment could cause a major disruption to your life. You may not be able to work on a full-time basis (or even a part-time basis) as a consequence of the severity of your condition. The good news is that you may be eligible to claim disability benefits to support yourself and your family through difficult times.
This raises an important question: Who is responsible for paying for disability benefits? The answer depends on a number of different factors. If you’re covered by a voluntary LTD plan, you may be entitled to compensation through a private policy. Alternatively, you may be able to get benefits through a Social Security disability claim.
The source of disability compensation will depend on the nature of your coverage. You may be insured through a privately-held disability policy and/or the Social Security Disability Insurance (SSDI) program. Alternatively, you may be entitled to benefits through Supplemental Security Income (SSI) based purely on disability status and financial needs. Here are the key things to know about the three most common sources of disability benefits:
The loss of earnings that come with a disability can put a tremendous financial burden on a family. It is crucial that you and your loved ones are able to access the maximum available financial support through a disability claim. If you have any questions or concerns about the types of compensation that are available in your case, an experienced Social Security disability attorney can help.